China's central bank made: new loans this year exceed 4 trillion

The central bank made: new loans this year exceed 4 trillion

Economic data released in October, the central bank's monetary policy to adjust the pace of the next will be the end result is what has caused great concern in the market. Yesterday, the head of the central bank on how to implement appropriate monetary policy stance specific. The most noteworthy are two points, first, the central bank is expected to add this year RMB loans will be more than 4,000,000,000,000 yuan, the central bank said it would be "flexible to adjust the benchmark interest rate, the deposit reserve ratio, and other monetary policy tools."

Since the mid-9, the central bank has cut interest rates three times, twice to lower bank deposit reserve ratio. Asia Credit Suisse Group Chief Economist Dong Tao, an analyst issued a research report, the central bank to stop lending to the bank's control, the central bank show that is taking more aggressive measures to stabilize economic growth, and this year is estimated that the amount of new money will be increased to 4 trillion Million. The report is expected next year will be the size of new loans rose to 4.6 trillion yuan, that is, since 2004 the most generous limits. The bank board to determine the value of the investment, industry experts believe that the key to having to cut interest rates to see whether the rate cut is asymmetric, is whether the deposit and loan interest margin to reduce the interest rate cuts. If the deposit and loan interest margin reduction, the bank in terms of performance there are also negative factors. 央行表态：今年新增贷款将超4万亿
　　10月份经济数据出炉后，央行货币政策调整步伐的下个落脚点会是什么,引起了市场极大关注。昨日,央行有关负责人就如何落实适度宽松的货币政策作了具体表态。其中最值得关注的有两点,一是央行预计今年全年新增人民币贷款将超过4万亿元,二是央行表示将“灵活调整基准利率、存款准备金率等货币政策工具”。
　　自9月中以来，央行已经三次降息，两次调低银行存款准备金率。瑞信集团亚洲区首席经济分析师陶冬发表研究报告指出，央行停止对银行贷款的控制，显示央行正采取较进取措施去稳定经济增长，并估计今年新增货款额将会增加至4万亿元。报告预期明年的新增贷款规模将上升至4.6万亿元，即自2004年以来最为慷慨的限额。
　　对于银行板块投资价值的确定，业内专家认为，后市关键看减息是否是不对称减息、是否是存贷款息差减少的减息。如果存贷款息差减少，则对于银行业绩而言负面因素也存在。